Reverse Mortgage in Dallas, TX - Reverse Mortgage Services of Texas

Reverse Mortgage help in Dallas, TX from local pros

Reverse Mortgage Services of Texas offers Reverse Mortgage in Dallas, TX with clear guidance, licensed loan origination, and options for retirement cash flow. Our team helps homeowners 62 and older turn home equity into tax-free cash while avoiding monthly mortgage payments. You get HUD-backed protections and personalized loan options from HUD-insured HECM to Reverse Jumbo and HECM Line Of Credit choices, so your retirement plan can include steady options that fit your needs.

When you work with Reverse Mortgage Services of Texas, you can expect:

  • Licensed guidance — NMLS loan originator and Texas broker overseeing your loan
  • Clear fee info — Transparent costs and written estimates
  • Full process help — From HUD counseling to closing and appraisal scheduling
  • Flexible options — Fixed, adjustable, and line-of-credit structures

Call +1 469-450-8005 or use the contact link to get a free consultation and a clear quote for your situation.

Get a Free Consultation from Reverse Mortgage Services of Texas

We review your goals, explain HECM and Reverse Jumbo options, and show the costs so you can decide with confidence.

Schedule Consultation

Licensed NMLS Broker — Our licensed loan originator handles loan setup and compliance.

HECM & Jumbo Options — We offer HECM loans, HECM for Purchase, and Reverse Jumbo choices.

Transparent Fees — You get upfront pricing so Expect no surprise charges later.

Full-Service Support — We handle appraisals, underwriting, and closing logistics for you.

Estate & Benefits Advice — We explain how a reverse loan can affect estate plans and government benefits.

Reverse Mortgage Services of Texas provides Reverse Mortgage services in Dallas, TX. We guide homeowners 62+ through HECM, HECM for Purchase, and Reverse Jumbo with clear fees and full support. Call for a free consult.

Reverse Mortgage is a category of financial services that converts home equity into loan proceeds you can use without monthly mortgage payments. Reverse Mortgage differs from a standard home loan or HELOC because repayment is usually deferred until the home is sold or the borrower moves out. Reverse Mortgage Services of Texas provides Reverse Mortgage in Dallas, TX for homeowners age 62 and older who want retirement cash flow without monthly payments.

Who We Serve

Reverse Mortgage Services of Texas is a great fit if you're:

We serve these audiences across Dallas, TX and nearby communities with clear, local service.

The Challenge Dallas Homeowners Face

Many seniors need extra income but face fixed retirement budgets. That happens because retirement savings may not cover unexpected costs or healthcare. Without a proper Reverse Mortgage strategy, families might sell the home or tap high-interest credit to cover expenses.

How Reverse Mortgage Services of Texas Solves This

Reverse Mortgage Services of Texas addresses this by explaining HECM, Reverse Jumbo, and line-of-credit choices so homeowners can pick the best fit. Our services result in steady access to home equity without monthly payments and clear estate explanations. Dallas homeowners choose us because we provide licensed loan origination and hands-on help through each step.

About Reverse Mortgage Services of Texas

Robb Hamilton leads Reverse Mortgage Services of Texas as a licensed NMLS loan originator and Texas broker. He started the firm to give seniors honest, clear help with turning home equity into retirement cash. The mission is simple: explain options plainly and get the paperwork right so clients feel secure.

Our team coordinates HUD counseling, appraisals, underwriting, and closing so you don’t have to juggle tasks. We work with HUD-insured HECM loans, HECM for Purchase, and Reverse Jumbo products across Dallas and nearby areas. You’ll talk to real people who know the rules and who handle the details.

Reverse Mortgage Services of Texas team providing Reverse Mortgage

Ready to Start with Reverse Mortgage Services of Texas

Get a clear, written quote and a step-by-step plan custom to your home and goals. We explain costs and benefits so you can decide without pressure.

Get Your Quote

Our Reverse Mortgage Services in Dallas

We offer HECM loans, HECM for Purchase, Reverse Jumbo Loans, HECM Line Of Credit, and full support like appraisals and counseling across Dallas. Our team explains fees, loan structure, and estate effects so you can make an informed choice.

HECM Loans service in Dallas

HECM Loans

We specialize in HECM loans, which let seniors turn home equity into cash without monthly payments. Reverse Mortgage Services of Texas helps Dallas homeowners get this tax-free income safely and clearly.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
HECM Loans details...
HECM For Purchase service in Dallas

HECM For Purchase

Reverse Mortgage Services of Texas guides buyers 62 and older through HECM for Purchase programs that make buying a home easier. We make sure you understand all steps so you can move confidently into your new home.

  • ✓ Strategic approach
  • ✓ Quality work
  • ✓ Ongoing support
HECM For Purchase details...
Reverse Jumbo Loans service in Dallas

Reverse Jumbo Loans

Reverse Jumbo Loans provide more cash for homes with higher values, giving seniors extra funds for retirement needs. We use our deep knowledge to help Dallas-area clients choose the right loan with care and accuracy.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
Reverse Jumbo Loans details...
Reverse Mortgage Refinance service in Dallas

Reverse Mortgage Refinance

We help seniors refinance their reverse mortgages to improve payment plans or access more equity. Reverse Mortgage Services of Texas is trusted for clear advice that fits your financial goals and keeps you secure.

  • ✓ Strategic approach
  • ✓ Quality work
  • ✓ Ongoing support
Reverse Mortgage Refinance details...
Reverse Mortgage Purchase service in Dallas

Reverse Mortgage Purchase

We assist seniors in using reverse mortgages to buy new homes, blending experience and knowledge for smooth closings. Our team supports Dallas clients through every detail, so they can retire comfortably.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
Reverse Mortgage Purchase details...
HECM Line Of Credit service in Dallas

HECM Line Of Credit

We offer HECM line of credit options that grow over time, creating more financial peace in retirement. Reverse Mortgage Services of Texas ensures you understand how this flexible fund works for your future.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
HECM Line Of Credit details...
Reverse Mortgage Counseling service in Dallas

Reverse Mortgage Counseling

Reverse Mortgage Services of Texas provides counseling that explains complex loan details clearly and patiently. We help clients make confident decisions by sharing our expertise and licensed experience.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
Reverse Mortgage Counseling details...
Reverse Mortgage Qualification service in Dallas

Reverse Mortgage Qualification

Our team expertly assesses if you qualify for a reverse mortgage by reviewing your home's value and finances. We help Dallas seniors know their options with trustworthy guidance and clear information.

  • ✓ Expert guidance
  • ✓ Proven methods
  • ✓ Measurable outcomes
Reverse Mortgage Qualification details...
Reverse Mortgage Appraisals service in Dallas

Reverse Mortgage Appraisals

We coordinate home appraisals carefully to get accurate home values needed for reverse mortgage loans. Reverse Mortgage Services of Texas relies on experienced appraisers to protect your interests every step.

  • ✓ Professional results
  • ✓ Clear communication
  • ✓ Timely delivery
Reverse Mortgage Appraisals details...
Reverse Mortgage Quotes service in Dallas

Reverse Mortgage Quotes

Reverse Mortgage Services of Texas offers straightforward quotes with no surprises, so seniors know exact costs upfront. We draw on our knowledge to compare options and help make the best choice for your home and retirement.

  • ✓ Strategic approach
  • ✓ Quality work
  • ✓ Ongoing support
Reverse Mortgage Quotes details...

Request a Personalized Reverse Mortgage Quote

Tell us about your home and goals and we'll outline suitable loan options and estimated costs you can compare side-by-side.

Request Quote

How We Work

We follow clear steps so the process feels easy. And we keep you informed at every turn.

  1. Initial Review — We assess eligibility, expected proceeds, and basic costs in a short call.
  2. HUD Counseling — We help schedule HUD counseling if required and explain the counselor report.
  3. Appraisal & Underwriting — We set the appraisal and work through lender underwriting with documentation.
  4. Closing — Final signing and funding with clear instructions on repayment triggers and protections.
Reverse Mortgage Services of Texas Reverse Mortgage process

Areas We Serve

We serve Dallas, TX and nearby communities across North Texas. Our team travels locally for appraisals and meetings and offers phone and virtual consultations for quick follow-ups.

Why Pick Reverse Mortgage Services of Texas

Why choose Reverse Mortgage Services of Texas for Reverse Mortgage

See How a Reverse Mortgage Could Work for You

We run the numbers, compare HECM to HELOCs and cash-out refinances, and show estate impacts so you can make a clear choice.

Compare Options

How Reverse Mortgage Benefits Your Home

Reverse Mortgage creates measurable improvements through a connected chain of outcomes:

Tap home equity
Access tax-free cash
Access tax-free cash
Cover bills and healthcare
Cover bills and healthcare
Reduce financial stress in retirement

Reverse Mortgage Services of Texas guides Dallas clients through each step so funds are available when needed.

What to Expect: Reverse Mortgage Timeline

Every case differs, but here are typical timeframes for a Reverse Mortgage in Dallas:

Initial Phase 1-2 weeks Eligibility check, preliminary quote, HUD counseling setup
Active Phase 3-6 weeks Appraisal, underwriting, and lender reviews happen here
Results Phase 1 week Closing and funding; funds available after closing

Actual timelines vary based on appraisal scheduling and lender review. Contact Reverse Mortgage Services of Texas for a custom estimate.

Reverse Mortgage Services of Texas proudly provides Reverse Mortgage services throughout the Dallas metropolitan area. Here's where we work:

Dallas County

We help homeowners across Dallas County with local appraisal needs and HUD counseling access. Many neighborhoods have older homes that qualify well for Reverse Mortgage solutions.

Irving

Las Colinas, Valley Ranch, Northgate, Irving Heights

Collin County

Collin County homeowners often look for HECM for Purchase options when downsizing nearby. We provide local lender coordination and appraisal scheduling.

Plano

Prestonwood, Legacy, West Plano, Downtown Plano

Frisco

The Colony, Stonebriar, Fields

Denton & Surrounding Areas

We serve Denton-area clients who need Reverse Mortgage counseling and appraisal scheduling. Rural and suburban properties are both supported.

Lewisville

Lake Park Estates, The Highlands, Old Town

Grapevine

Historic Main, Lake Grapevine, Dove Ridge

Don't see your area? Give us a call — we likely serve your neighborhood too.

Frequently Asked Questions About Reverse Mortgage in Dallas

We explain reverse loan options, run eligibility, and handle paperwork from appraisal to closing. We also coordinate HUD counseling and show how the loan may affect estate and benefits.

Call +1 469-450-8005 or use the contact link to schedule a quick eligibility call. We usually give a ballpark in that first chat and set up HUD counseling if needed.

We serve Dallas, TX and surrounding North Texas towns. If you live in the metro area we can usually schedule an appraisal and in-person meeting or handle things by phone.

Fees vary by loan type and appraisal costs, but we give an upfront estimate before you commit. Typical timelines and cost ranges are discussed during your free consultation.

Our lead loan originator has licensed experience in reverse lending and mortgage origination. We draw on that background to avoid common delays and help clients move quickly through underwriting.

Yes. Our lead is an NMLS licensed loan originator and Texas broker. We follow HUD rules for HECM loans and work with FHA guidelines for counseling and protections.

We break down complex loan terms into plain language, show cost comparisons to HELOCs and cash-out refinances, and manage the process so you don't get stuck chasing forms.

We run a short eligibility review, explain options, and if you proceed we schedule HUD counseling and the appraisal. Then underwriting and closing follow on a clear timeline.

We guarantee clear communication and accurate paperwork handling. Lenders set final loan terms, but we make sure the application is complete and submitted correctly to reduce delays.

Ready to Get Started with Reverse Mortgage in Dallas?

Deciding to use home equity in retirement is big. We make the process straightforward, explain the trade-offs, and provide a written estimate so you can decide with confidence. Give us a shout to set up your free consultation.

Contact Us

Why Trust Reverse Mortgage Services of Texas

NMLS Licensed Loan Originator (NMLS# 358150)
Texas Broker License #2407110
HECM/FHA reverse mortgage expertise and compliance knowledge
HUD counseling coordination and required borrower counseling support
Serves North Texas with focused experience in Dallas-area reverse mortgage transactions
+1 469-450-8005